Credit & Finance
5 Money Saving Shopping Tips
Your weekly or monthly shopping trip is probably the expense that eats into your budget the most. If you have a family, your weekly outgoings – especially on food and other essential items – can start to spiral. It doesn’t have to be like this, and shopping trips don’t need to be something that you…
Read MoreDifferent Ways To Save For Retirement: The Basics Explained
Save for your retirement in a few different ways. Diversify your savings to allow them to grow independently from each other. Read this guide to learn the basics involved with saving for your retirement. Set A Savings Goal Set yourself a savings goal to find out what you want to achieve. Use an online calculator…
Read MoreThe Best 5 Budgeting Tips for Your Daily Life
What does budgeting mean? It practically means that people are spending money wisely. A budget helps you cut down all your unnecessary spending and focus on your necessities. Sadly, while budgeting is something everyone is supposed to do, few people lack the skills and patience to monitor their finances. As a result, most households end…
Read MoreWhy Your Credit Score Matters and What You Can Do About It
A strong credit score is important in many areas of your life. If it is low, it can cause problems with finding housing, a job, and handling emergency expenses. There is no overnight fix for this, so you should continually work on this as part of your overall financial strategy. If you think you can…
Read MoreWhat Forces Drive Crypto Prices?
Bitcoin (BTC) undoubtedly remains the trail-blazer for the global cryptocurrency market, with this asset having led the space since its inception back in 2009. Despite being the most popular and lucrative crypto asset, BTC is renowned for its inherent volatility, with its price performance through the final quarter of 2020 and 2021 to date.…
Read MoreWays to Save Money During a Pandemic
The COVID-19 has wreaked havoc on our lives, affecting not just our employment but also our health. Businesses have been compelled to close down in order to aid in the containment of the COVID-19 pandemic, with some discontinuing business owing to the massive losses suffered during the quarantine. If you are missing…
Read MoreLife Hacks to Help You Earn Money Faster
Everyone could use a bit of extra money, whether to quickly pay off debt, buy a house, or just to take a much-needed vacation. The good news is that there are many ways of building up a side income while saving more with the money you already have. Find Ways of Making More Money The…
Read MoreLess Debt or More Savings: Which Is Better?
Deciding between having less debt or more savings can feel like a (literal) flip of the coin. It’s not like arguing over the best candy (there’s only one answer, and it’s Reese’s Peanut Butter Cups). It’s more like arguing over who’s the better basketball player/star of Space Jam: Michael Jordan or LeBron James? A case…
Read More4 Strategies for Growing Your Savings
Every year your budget gets stretched and every year you promise you are going to start saving some cash to the side but you never do it. Sound familiar? If so, here are strategies for growing your savings this year. Sell Your Insurance Policy Everyone has that old insurance policy that they took out on…
Read MoreHow to Distinguish Signs of Identity Theft?
The goal of identity thieves is to steal your personal information and use it for their financial gain at your expense. They will go to great lengths to access your credit card, Social Security number (SSN), or other financial accounts. Do not be counted as one of the millions of Americans affected by…
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