Credit & Finance

Picture this: you’ve found a great new place to move into and you’re ready to just get packing and enjoy living in a new home. But before you can move on, you have to make sure the last place you called home is clean, tidy and looking great because of course, you won’t be able…

If you are considering renovating your home, one of the challenges you might face is how to finance it. The best approach to this will vary depending on a number of factors, including the reason that you are renovating. For example, if a renovation is going to bring you a significantly higher price for selling…

If you or your client has bad credit, you may be refused a loan by a bank on the first try. However, you shouldn’t let bad credit deter you from trying to get a bad credit (also known as sub-prime) mortgage.  You do still have options, even if your client’s credit score isn’t great. Bad…

There’s no denying that having kids is expensive, with parents spending tens of thousands of dollars per year on expenses like housing, food, transportation, healthcare, education, entertainment, clothes, and more. And, many parents want to make sure that their child is able to enter adult life with some financial security behind them, adding saving for…

Often referred to simply as hybrids, hybrid securities can be traded through a brokerage or exchange and provide investors with reliable income rates. These investment securities are single financial products with the combined characteristics of two or more different instruments such as equities or debts. Hybrids securities can be made up of stocks that provide…

The final salary claims involve transferring a pension plan from the defined benefit pension to a new product like the defined pension contribution plans. The final salary claims are the most secure source of permanent income after retirement. If you have transferred to another pension plan, you are mis-sold, which means your retirement investment plan…

  The shopping industry has become competitive and hectic, and most people are trying to find a way to stay ahead. When hanging out in a mall, you might come across something you like, but you might not have enough money to buy it. This is where shopping in a ‘shop now, pay later’ shop…

Everybody will die someday, including you. If you want to make a difference, at least for the people who you truly love and care for the most, creating your will as early as possible is a must. Doing this ensures that your final wishes are fulfilled, and that your loved ones won’t experience family feuds…

Not only has the coronavirus trapped people at home for extended periods of time, it has also eaten into a lot of income sources. Whether you’re scrambling for a new job or just need a bit of extra income to tide you over, here’s how to make money during lockdown. Become a Freelancer By far…